Sell your Ontario house fast for cash. As-is, no repairs, no commissions. Cash offer in 24-48 hours.
Selling an Ontario house under pressure is real work. The decision is heavy, the timeline is genuine, and a standard listing rarely fits. We buy directly, or we bring the buyer who will — one offer, two paths to close, same price either way.
Power of Sale notice, probate, divorce, tenants in place, storm or fire damage, code violations, Insurance non-renewal — we close in any of these. No obligation, no fee to find out.
Boreas Cowboy · HYPEEL LABS INC. · Toronto · Every Ontario region
We buy your house in cash. As-is, direct, no commission.
One contract, two ways to close, the same price to you either way.
Path A. Principal close
Some homes close in our purchasing entity or a related rental entity for long-term Ontario hold. The number on the contract is the amount you receive at closing.
Path B. Network assignment
Where a vetted cash buyer in our network values the property above our number, we may assign the contract. Sale price and closing date hold. Assignee identity in writing 3 business days before closing. Assignment fee paid by the end buyer, never affects your price.
Independent counsel welcome
Attorney review of the PSA encouraged. Time to read, time to ask, time to consult.
How it works
Cash offer
Property details evaluated within 24–48 hours of intake. Offer holds 14 days from delivery. Free, no obligation.
Inspection
Inspection period of 14-21 calendar days from contract signing. Buyer pays for any inspections, conducted by any method (in-person, remote, or video). Condition at signing is the condition at closing.
Title work
A Ontario real estate solicitor company runs title, identifies liens, and resolves them at closing through escrow disbursement.
Closing
Signing at the Ontario real estate solicitor. Settlement statement delivered 3 business days before closing for inspection.
Wire
Funds wired same day. Net of standard closing costs as itemized on the settlement statement.
Ontario situations we close in
Power of Sale notice / lis pendens
Ontario judicial-Power of Sale timelines run longer than commonly assumed. Closing happens before the sale date with lender payoff handled at closing through the Ontario real estate solicitor.
Inherited / probate
Out-of-state heirs, summary administration, and contested estates close pre- or post-administration as the file allows. Heirs sign remotely where Ontario law permits remote online notarization.
Tenant in place
Existing leases honored through term. We buy the property and the lease. Security deposits transferred at closing per the Residential Tenancies Act, 2006 (Ontario).
Storm / flood / fire damage
Storm-damaged, fire-damaged, and water-damaged homes close on the standard timeline. Latent-defect disclosure built into the PSA per Canadian common law.
Code violations / liens
Municipal property standards bylaws liens, expired permits, and contractor claims clear at closing through title work. Where the lien stack exceeds value, that is communicated upfront.
Insurance non-renewal / SB 4-D condo
Properties dropped from Citizens, replacement-cost gaps, and milestone-inspection condos close where the long-hold math works.
Every Ontario region. Highest acquisition velocity in Toronto, Hamilton, Ottawa, Brampton, London, Windsor, and Eastern Ontario. Cash home buyers active in Mississauga, Kitchener-Waterloo, Barrie, Oshawa, Niagara, Kingston, Guelph, and smaller Ontario markets as well. Smaller-town and rural underwriting timeline runs slightly longer for carrying-cost and rental-demand modeling.
- Houses bought fast for cash in any condition — Power of Sale notice, probate, tenant-occupied, storm damage, code violations, or just tired of being a landlord
- Single-family, multi-family, condos, townhouses
- Inherited and probate properties
- Storm, flood, fire, mold damage; hoarder cleanups
- Tenant-occupied properties
- Power of Sale notice, tax-delinquent, code violations
- Properties outside Ontario
- Active bankruptcy stays (until lifted or trustee approves)
- Mobile homes without underlying land; time-shares
- Sellers not on the deed (probate or POA needed first)
- Title clouds we cannot clear within 30 calendar days
Written into every agreement
- Binding Purchase and Sale Agreement signed with HYPEEL LABS INC.. The buyer entity at closing is either HYPEEL LABS INC. (or an affiliate rental entity) for Path A, or a vetted cash buyer assigned under Path B — your sale price and closing date are unaffected by the choice.
- Sale price fixed at signing. The number on the contract is the amount you receive at closing.
- Offer holds 14 days from delivery.
- Closing through an Ontario real estate solicitor. Settlement statement delivered 3 business days before closing.
- If we assign the contract (Path B), assignee identity is in writing 3 business days before closing. Sale price and closing date hold.
- Personal information retained for service operation and disclosed only to processing partners under written agreement (Ontario real estate solicitor, attorneys, technology providers).
Ready to see what your Ontario house is worth in cash?
Get a cash offer in 24-48 hours →No obligation. Offer holds 14 days from delivery. We close in 14-30 calendar days at an Ontario real estate solicitor.
Frequently asked
Real Estate
Why does the dual model pay sellers more?
A pure principal buyer can only offer what their portfolio math justifies. A pure wholesaler does not take title and hides assignment fees in the sale price. We are neither: our balance sheet competes with a vetted network of cash buyers, and you get whichever number is higher. Either way, the sale price and closing date stay constant for you.
How much do cash home buyers pay in Ontario?
Honest answer: cash buyers pay below retail because we trade off price for speed, certainty, and as-is condition. Typical cash offers in Ontario fall in the 65–85% range of retail value depending on repair needs, neighborhood comps, and closing timeline — lower for properties needing major work, higher for clean turnkey homes in strong markets. Our hybrid model (Path A principal close vs. Path B network assignment, higher number wins) tends to land at the upper end of that range. If retail value matters more than speed, listing with an agent over 3–6 months is the better path. Get a no-obligation cash offer in 24-48 hours →
Are you a wholesaler?
We use a wholesale-style model with a principal-close fallback. Most contracts are assigned to a vetted cash buyer in our network (Path B); some close in our purchasing or rental entity for long-term Ontario hold (Path A). The Purchase and Sale Agreement sets the deal terms — sale price and closing date hold constant on either path. Earnest money is set per contract; any deposit goes to an Ontario real estate solicitor. Assignee identity is delivered in writing at least 3 business days before closing. Assignment fees come from the end buyer, never from your price.
Do I need to make repairs?
No. Properties purchased as-is. The condition at signing is the condition at closing.
What does "AS-IS" actually mean in Ontario?
Three things: you make no repairs; you give no warranties about the condition of the property; and the burden of investigation shifts to the buyer. What AS-IS does not do is eliminate your duty under Fraser-Reid v. Droumtsekas, [1980] 1 SCR 720, and McGrath v. MacLean (1979) Ont CA to disclose hidden material defects you actually know about — that duty survives any AS-IS clause. You also remain responsible for clear title, common-law disclosure of known latent defects, condo status certificates where applicable, and Tarion warranty status for newer builds, ordinary maintenance until closing, and honest answers to direct questions. Plain-English explainer with full citations available on request: deals@boreascowboy.ca.
How fast can you close?
Typically 14–30 calendar days from the signed contract, depending on title clearance.
What if I still owe on my mortgage?
The mortgage gets paid off at closing through the Ontario real estate solicitor. You receive whatever is left after the payoff.
What if I have tenants?
Existing leases honored through term. We buy the property and the lease. Security deposits transferred at closing per the Residential Tenancies Act, 2006 (Ontario).
What is an Ontario real estate solicitor?
A licensed third party that handles closing. They verify ownership, check for liens, hold earnest money, prepare documents, and distribute funds. Independent. All Ontario real estate closings go through an Ontario real estate solicitor or attorney.
How is wire fraud handled at closing?
Wire fraud is the leading fraud risk in Ontario real estate. We deliver a written wire fraud warning at least 7 days before closing. Before any wire, verify the receiving bank account by phone using a number you obtained independently — not a number from the email containing the wire instructions. Red flags: last-minute changes, urgency, slightly-misspelled sender domains, requests to keep new instructions confidential, or any change of bank or account. Once a wire reaches a criminal, recovery is almost always impossible. The Ontario real estate solicitor will also provide its own written verification protocol. Full warning available on request: deals@boreascowboy.ca.
What if your business transfers?
If our company is sold, merged, converted, or reorganized, your sale price, closing date, and terms do not change. You will be notified in writing within 10 business days.
Do you make outbound calls, texts, or emails?
Yes. We reach out to property owners and cash buyers by phone, text, email, and social-media DM when public records or marketing data suggest a property may fit our criteria. Calls and texts comply with CRTC Unsolicited Telecommunications Rules (no calls before 9:00 AM or after 9:30 PM weekdays, restricted weekend hours), the CRTC National Do Not Call List, and Canada's Anti-Spam Legislation (CASL). We do not use autodialed or pre-recorded systems without prior express written consent. Opt out: reply STOP to texts; tell us on a call; reply UNSUBSCRIBE to email; message us on social. Opt-outs are honored immediately.
For attorneys, partners, and counterparties
What do Ontario real estate solicitors need to know?
Our PSAs include an assignment clause. The entity taking title is disclosed before execution and appears on the settlement statement. Seller's price and terms do not change upon assignment. Third-party assignees named in writing at least 3 business days before closing.
Is this brokerage activity?
No. We acquire under a binding PSA. Under TRESA (Trust in Real Estate Services Act, 2002), a "broker" acts for another for compensation. We act for our own account or for an assignee in our network — not as agent for the seller. We are a party to the contract.
What disclosures are included?
All required Ontario disclosures: radon ((no Ontario equivalent)), energy efficiency ((no Ontario equivalent)), flood ((no Ontario equivalent), including Oct 2025 expanded flooding/insurance-claim history), property tax ((no Ontario equivalent)), code enforcement (Municipal property standards bylaws), and (pre-1978).
qualified intermediaries
We close within the seller's 45-day identification or 180-day exchange window. Our 14-21 calendar day inspection can compress when tax-deferred reinvestment timing requires it. QI coordination: deals@boreascowboy.ca.
Boreas Cowboy
Ontario cash home buyer operating in every Ontario region. Acquisitions under binding Purchase and Sale Agreements; most contracts are assigned to vetted cash buyers in our network (Path B), some close in our own Ontario corporation for long-term rental hold (Path A). Same price to the seller either way. HYPEEL LABS INC. is an Ontario business corporation incorporated under the Business Corporations Act (Ontario) (Ontario Corporation No. 2675739, active and in good standing with the Ontario Ministry of Public and Business Service Delivery). , Toronto, Ontario.